Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

Thursday, May 26, 2016

Put Your Big Girl Panties On

I know, I know! I said I would write…and I haven’t. I kind of disappeared there for a while, first from facebook, then from instagram, twitter, linkedin…social media was a lot to keep up and look for a job and accept the fact that I was re-entering a work force that I thought I had left behind. I said I would write, though, and here I am.

Some of you might remember in one of my last posts, I talked about joining the Dave Ramsey fan club. Well, I’m not sure there actually is a fan club, but I definitely became a follower, both of his podcast and his teachings. You might also remember that the year after my divorce, I spent the year spending money. I quit my incredibly flexible, well-paying engineering job and traveled to Thailand, Colorado, Vegas, Bonnaroo, the beach, and a host of other fabulous locations with some of my favorite people. I bought swim suits, purses, clothes, yoga teacher trainings, energy healing and lingerie, and I loved every minute of it. I bought away all of the pain and grief of my failed marriage. I spent money instead of spending time with my emotions. I didn’t realize I had emotions.

I spent the next year trying to figure out how to dig myself out of the financial hole I dug for myself. I worked one minimum wage job after the next, and with each one, I thought to myself that I could be doing something a little easier on my body (remember that engineering degree) and making way more money in less time. I made things work. I dug myself up to a point where I could at least see over the edge of the hole by baristing (is that a word??), babysitting, dogsitting, house sitting, helping a friend with her research company, teaching yoga and doing odd jobs where I could find them. I was finally to a point financially where I could breathe and not have to worry about a service fee hitting my checking account and putting me into overdraft. I could pay most of my bills without having to pick and choose which ones I would pay from month to month.

At some point in there, Beck exposed me to Dave Ramsey for the first time on one of our road trips. Mind you, the first time I heard that man speak, I felt rage bubble up in my world that had been so filled with rainbows and butterflies that there was hardly any room for the darkness that comes with an emotion like rage. He called someone stupid on the first show I heard. I immediately told Beck to turn that garbage off and listen to something nice. Come to find out, he did turn it off…but only until I fell asleep, which in the car didn’t take too long. I would wake up to hear that awful voice coming through the speakers. It wasn’t long before I heard something from it that made sense, though. He said things that my Gramps had tried and tried to instill in my life when I was growing up. He talked about not using credit cards and buying things solely on cash. He talked about saving money to buy what you want instead of giving yourself instant gratification at whatever cost the credit company decided to charge you. He also talked about digging yourself out of the financial hole that is debt. It wasn’t until he talked about managing God’s money that I finally started to buy in. At some point, I realized that I was the one turning the podcast on when we were in the car instead of Beck. I drank the Kool-Aid.

I started making a budget, without really sticking to it. The day I got the letter from my mortgage company, though, that I had skipped one too many payments (wasn’t I only one behind? I had lost track…) was the day I decided to take my life back.

One thing Dave talked about was that in order to dig yourself out of the hole that is debt, sometimes you need to get a bigger shovel. For most people, that means getting a part-time, low paying job to supplement their main income. For someone who was already working several part-time, low paying jobs, though, I knew exactly what that would look like. I just wasn’t ready to accept that it meant using the natural gifts that I had been given. God stuck with me, though, and gave me the gentle nudges I needed to ease my way back into engineering. I took small steps to embracing the fact that I had a brain again, and when I started explaining how engineering things worked on vacations and helping Beck with his engineering homework, I realized that I really did know how to do this stuff.
Now I’m going to let you in on something really crazy. Remember the post I wrote about being on the wrong path? I had a dream one night that I was driving down the interstate and suddenly had the feeling I was going the wrong direction even though there were no other cars around me. I drove over the grass in the median to get to the other side of the road only to drive a little ways before there were cars coming at me. I dodged all the cars and trucks, got myself turned around and was to the break in the median where I could get back to the other side when I woke up. The right side of the interstate was actually on the other side from where I originally started. My interpretation of this one was that even though I felt like engineering was not for me, I was really just on the wrong side of the interstate. I just had to get myself off that path and through a little craziness in order to find the right path, a path with purpose. Engineering has always been the right thing for me. I just needed to have a goal and get myself in the right spot, and like Dave Ramsey always tells people who call in, I needed to “put my big girl panties on and get a job.”

I started looking for jobs that were anything other than consulting. I knew that didn’t work for me. I thought with my broad experience that a city engineer position would be a good fit for me, but I also felt pulled toward a State or Federal job. One day when I was meditating on where I was meant to be, I got a phone call (literally in the middle of my meditation) from Erin at TDOT to set up an interview. I called her back to schedule it, and she asked if I could come in the next day. I hadn’t realized that the state worked that fast on anything! I agreed to come in the next day (Tuesday) for an interview not realizing what I was getting myself into. I didn’t have a suit to interview in. I hadn’t ever been to an interview where I didn’t wear a suit. I found my best dress and a cardigan and the only pair of heels I still own and drove to the interview. It was hot that day, and I’m always hot when I’m nervous anyway, so I ended up leaving my cardigan in the car and walking into the interview in my sleeveless dress thinking that I would never get the job because I was so under-dressed. I stopped in at the bathroom and walked in to the Materials and Tests Division of TDOT so nervous that I couldn’t even think straight.

I was greeted right inside the door by a super nice guy who was eager to please and eager to help when I asked where I was supposed to be going for my interview. He pointed down the hall to a waiting room. No one else talked to me while I walked down the hall, and I sat in the chairs under the sign that said to wait there for my interview. I could hear people at lunch behind a set of bookshelves playing cards and chatting about potato salad. A man I have come to know and love came out from behind the shelves after they finished the game and offered me some of the infamous potato salad, which I gracefully declined as I sat sweating (from nerves or heat, I’m not sure…probably both) in the chair that thankfully had high arms so that I could rest my arms on them and air myself out while I breathed through the nerves and waited to be called into the interview.

A nice woman (who I would soon find out was my future manager) walked by at one point and said that they would be ready in a minute and headed off down the hallway. Another woman (my future manager’s manager) and a man walked by at some point and went into the conference room before the first woman finally came by and told me they were ready. Right before I walked into the room, I felt a strange sense of calm. I walked in to a panel of three interviewers, which they explained in the first ten minutes is actually a requirement of all TDOT interviews. They also spent the majority of that ten minutes explaining what the actual job was going to entail. If you’ve never applied for a state job, you wouldn’t know that the postings are a little vague so that they can use the same posting for every position at that level that they have open. It was a little confusing but made way more sense after that first ten minutes. They then went on to explain that they were going to take turn asking questions, but they all had the same questions on their sheets that they asked of every candidate they interviewed and all three of them had to write responses to the questions on their sheets. Gotta love the standardization of the government!

At one point, one of the girls started out a sentence with “This is incredibly unprofessional, but…” and that was what won me over. The job description of teaching trainings and visiting concrete plants might have had something to do with it, too, but I just really had a good feeling about this one. I walked out of the interview with no expectations, and was shocked when I got the phone call that Friday with a tentative job offer, which I excitedly accepted. I could have gotten a higher paying job or one with a better title, but this one felt better than the others, and I have learned by now to go with my gut.

The first couple weeks were a dream. I walked into the first day and went straight into one of the classes that I will eventually be teaching. The second day on the job, I got to play with concrete while meeting some of the amazing people who work in Region 3 Materials and Tests. My manager talks to me and explains why she makes the decisions she makes. I have gotten to sit in on numerous meetings where I learn something new every time and sometimes even feel like I may be contributing something to a team of people who are working together for a common goal. I can’t say that I don’t have moments when I walk down the hall and think to myself that I can’t believe I’m in a cube farm again or staring at a computer screen again, but those thoughts are quickly replaced by gratitude for the amazing people I work with, the amazing team I’m part of, and the fun parts of my job. The paycheck helps, too, of course, and the fact that every time I sit down and look at my budget, I get to see the difference I’m making and that I’m going to make.

Maybe, just maybe, I needed that year of just getting by in order to help me realize that I could live on way less than I was making as an engineer so that I can “live and give like no one else” in the words of Dave Ramsey himself. I’ve become a better manager of God’s money, and I’m grateful that I’m now standing in the flow where I can allow it to flow through me a little easier. I’m also grateful that I put my big girl panties on and found some joy in a place where I never thought in a million years that I would find it. As always, I’m grateful for the lessons I’ve learned and the teachers who were there when I was ready for them. I’m also grateful for you and whatever role I’m playing in your journey as you’re playing your role in mine.

Much love,

Emily Rose

Monday, January 25, 2016

People I Love

I recently made a big decision to get back into the engineering world. What does that mean for you? I'm not so sure. I'm still goin
g to teach yoga. I'm still going to write. I'm pretty sure that it won't change your world in any drastic way.

What does this mean for me?? It means that I need to earn PDHs again to get my license back to active. It means that I need to plug myself back into a network that I removed myself from two years ago. It means meetings and luncheons and busyness. Oddly enough, I'm doing it all with a huge smile on my face. You see, I recently read a book that put everything into a little more perspective for me. It's called Spiritual Enlightenment: The Damnedest Thing by Jed McKenna. It put enlightenment into a totally different perspective for me, and made me realize that the things I thought I was looking for were actually there all along, and the things I thought I needed were not necessarily true. It made me question all of the things I was doing to find myself and my purpose and encouraged me to look at the world as a play where everyone was playing their roles. It made me realize that I stopped playing my role while I was trying to figure out what my role was.

The dream I had last week confirmed that for me. I dreamt that I was driving on the interstate and suddenly had the feeling I was going the wrong direction. I drove over the grass in the median to get to the other side only to drive a little ways before there were cars and trucks coming at me. I dodged all the cars and trucks, got myself turned around and was to the break in the median where I could get turned to the other side when I woke up. The right side of the interstate, though, was on the other side from where I originally started. I feel like this has something to do with me being in the engineering field before but for the wrong reasons. I took a detour off to a path that was going against the grain but one that I had to take in order to know the direction I needed to take to get on the right path.

When I was in engineering before, if someone were to ask me why I was an engineer, I would have said that growing up I was good at math and science, so Dad said that I would be a good engineer. I had no purpose in my engineering career. I was there because someone else told me it would be a good idea. That's one of the big reasons that I left engineering. I needed to figure out what it was that made me tick. I needed to know why I was here. I needed purpose.

I recently started meditating a lot more. I thought I was meditating before, but I started practicing yoga at The Ivy House in west Nashville and learned that the guided meditations and yoga practice that I had before was not really getting me where I needed to go. It wasn't getting me to my truth fast enough. I started praying for more clarity in my life. I started becoming more aware of the answers I was seeking. In an Awareness Yoga Immersion last month, I learned how to meditate and learned a particular style of meditation that ended with the questions, "Who am I? What do I want? What is my purpose?" The more I've meditated with those questions, the more I have become aware of what it is that I truly want. It's been stewing in the back of my mind for the last couple of years, but the Awareness Yoga has helped me really ground it and figure out the next step I need to take.

So, what I've known for a long time that I want is to help people. I just didn't know exactly how before. I can only help people through what I've been through. I can only teach the lessons I've learned. I've been through grief from death and grief from divorce, and I want to help people going through what I went through. I want to open a house similar to The Ivy House where people who have gotten a divorce or who have experienced the death of someone close to them can go to heal. I want to have on hand a financial advisor. I want to teach them the things I've learned through life experiences and yoga, and most of all, I want them to have a safe place to live and sleep where they can heal. So, what's stopping me from doing this? I need the space. What's stopping me from having the space? I made some poor financial decisions after my divorce. What am I doing now? I'm healing my financial life. I'm attending Financial Peace University. The next step is to get a job doing something I'm good at. What would that be?

I'm actually good at a lot of things. Something I've realized recently while helping Beck out with his homework is that I'm good at engineering. I actually get it. I'm not even embarrassed to say that I enjoy talking about it. I've come to find my love of engineering again. Pair that with my newfound purpose, and I'm ready to get back into the world of engineering again. So, what does this have to do with People I Love?

A couple of days after I came to the realization that I was ready to get back into engineering, my dad reached out to me and asked if I wanted to go to the American Society of Civil Engineers (ASCE) luncheon that day. His coworker wasn't able to attend, and I was going to be able to take his place. I didn't have any plans, and refer back to the first paragraph where I mentioned I need to get PDH's in order to get my license back to active status. Twenty-four to be exact. I need to get 24 hours of professional development in order to be able to work in the field of engineering again. This led me to say yes to my dad's offer to attend the ASCE lunch. As I drove to lunch, I had butterflies in my stomach. I hadn't seen most of these people in two years.

As I walked up to registration, my eyes focused in on the man standing just behind the registration table. Mike Kusch of Sherman Dixie was one of my favorite people in the industry, and he was standing there with the biggest grin on his face. That was the kind of greeting I needed to wipe the butterflies from my belly and send them flying out around me. I smiled as I hugged that amazing man, and then started to look around the room, meeting the eyes of several other people I loved. I had forgotten how many people I know and love in the engineering industry. These people I just left without so much as an explanation two years ago still lit up when they saw me.

I found out later that people at other tables were asking if it was me as if I was a local celebrity or something. This was the kind of greeting I wanted but never even thought about as I was figuring out how to get back into the field of engineering. These are the people I helped without asking anything in return and who would do the same for me. These are the people who make engineering fun. These are the people I love, and I was reminded last Thursday that they love me back. I'm so grateful to have more clarity in my life and for it to have led me back to these amazing people! I'm grateful I have the opportunity to continue to learn and grow, and I'm grateful that I get to meet new amazing people every day to add to this beautiful network of people. I'm also grateful for you for joining me on this amazing journey!

Love,
Emily Rose

Tuesday, March 17, 2015

Ch-Ch-Ch-Changes

They just keep on comin! I've made yet another move into what we're calling the Summer Home. I moved in with Beck. To some, that may seem like a big move, a huge commitment to move in with someone. For those of you who know me at all or have been reading this blog for any significant amount of time, you've probably already figured out that commitment is something I struggle with right now. We're getting around this by saying it's just temporary. Hence, this is my home for the summer. In August, Beck will be moving to Cookeville, and then I will have another decision to make about whether to go with him, stay here in Nashville, or find a new home altogether. Bali is looking pretty amazing right now. Just sayin....

I knew that I was making the right move when I was on the verge of cancelling my Thumbtack account and had a request from someone in White House, approximately 6 miles from my new front door. It turned out that they're musicians who travel a lot for work, but when they're home, they want me to teach them yoga as much as possible. That was pretty life-affirming, not just in my decision to move to White House, but also in my decision to become a yoga teacher. I don't know why it makes a difference, but when someone of this stature decides to put their body and spiritual development in your hands for an hour when they're at home for such short amounts of time, it makes you think, "Hm, maybe this really is where I'm meant to be."

I feel that way every time I end a class, too. I am so humbled by the gratitude that people express on their way out, when people tell me they feel like they've just gotten a massage, when people grow on their mats. It fills my heart with love and gratitude that my path has brought me here. I've said all along that I don't feel like this is my final resting spot, but it's a pretty amazing stepping stone.

Another change that has come into my life over the last few months is the opening of the Nashville Center for Alternative Therapy (NCAT).  NCAT is a one stop shop for alternative healing modalities. They have massage, acupuncture, yoga, energy work, hypnosis, sound therapy, and so much more. The things they don't have in-house, they have a network they can refer you to. I have "office" hours there every Friday from 1-8 pm! I'm taking on clients who want to use yoga or energy work to heal their bodies and minds. It's such a great spot to be, and I'm so grateful to the owners for their love and support as I'm growing my practice.

I can't help but acknowledge another major milestone that passed last month. I quit my job as an engineer in February 2014, and almost a year later, I'm actually able to pay most of my bills with yoga and energy work. Granted I've simplified my life and purged unneccessary items, services and expenses, but I'm making it work. Eventually, I know that as my practice and clientele grows, I'll be able to add those things back in. For now, though, I'm happy with where I am and where I'm headed. I hope you are, too! I'm so grateful that I get to wake up every day and help someone, even (especially??) if that someone is me.

I also have a new beautiful little being in my life. My niece was born in early February to my brother and his beautiful wife. She and my nephew are such beautiful little beings, and they have amazing parents, grandparents and aunts and uncles to love them and teach them the ways of the world. Their smiles melt my heart, and I love being able to spend time with them!

Oh, and one more thing that I want to share about my move to White House, is that it's in the country, y'all! White House is country. There are fields with cattle and cute little white farm houses and just amazing things all around me. I went to high school in New Harmony, Indiana, a small town in the middle of the corn fields and cattle farms in the southwest corner of Indiana, and being out here feels closer to being me than I have in a long time. Here's a beautiful photo I took on my run along the country roads a couple weeks ago.


Also, I'm making things. I crocheted a pretty cool hat that I gave to my sister for the cold spell we had here in middle Tennessee, and just this past Saturday, I went to visit my mom, who was cleaning out her closet. She found a sweatshirt from a trip my high school took to Washington DC for the 1997 inauguration, and tried to give it to me. She knew I am living a more simple life now, so she wasn't offended when I said no, but couldn't bring herself to get rid of it. My brain started rolling, and I was like, "Maybe we could make a pillow out of it." An hour later, we had this:


It's now sitting on my couch, and is pretty comfy. I had no idea I could make a pillow that quickly! I'm so grateful to my grandma and mom for teaching me how to sew when I was little. Grams also taught me to crochet, although I use the internet to find a lot of the patterns now. It's amazing the things you can do when you put your mind to it. We're such strong, powerful creators when we just open ourselves up and let it flow. Just do it!

I'm going to leave you with this St. Patrick's Day blessing to pay homage to my Irish roots:

May your troubles be less
And your blessings be more
And may nothing but happiness come through your door.

Love,
Emily Rose


Yoga and Meditation Opportunities with Emily Rose:

Tuesdays 7 pm NCAT Yoga - $12
Thursdays 6 pm NCAT Meditation - suggested love offering $5-10
Fridays 1-8 pm Private Yoga or Energy Sessions - $40 if you mention this blog
Saturdays 7 am Run<3Yoga<3Love Ampitheater at Bicentennial Mall - FREE
Saturdays 4:30 pm Gentle Hot Yoga at Kali Yuga Yoga in East Nashville - $13 drop-in
And COMING SOON: Spring into Kundalini Yoga 11:30 am at Kali Yuga Yoga (a six week introduction to Kundalini Yoga as taught by Yogi Bhajan) - $13 drop-in/$60 series

Tuesday, November 18, 2014

Lesson of the Week - Ask for Help!

This has been a crazy ride, and I'm so glad that it's slowing down a little.  This week has been a great lesson for me on when to ask for help.  In some cases, I latched on to it and learned from it; in others, not so much, but Universe, I hear you!  I'm a little sad to say, actually, that I've been taught this lesson before, and it didn't stick, so please, dear God, let it stick this time.  And for you readers out there, ask for help before you need it!!!

Lesson #1 - Don't ever deposit cash into an ATM

Yes, I was that girl who drove up to the bank on Tuesday, December 11 (a.k.a. Veteran's Day) and realized that it was a bank holiday.  I had money (a huge wad of cash) I needed to get in there before I paid my mortgage on Friday (which - yes - was a little overdue, but that's a story for another time).  I turned my car toward the drive-through ATM, because I noticed the last few times I used it that they had a different system that allows you to put bills in, counts it and puts it right into your account.  That's exactly the way it happens, right?  However, on Tuesday, I dutifully counted out my 40 bills that it would allow me to put in and held on to the others for Round 2.  Round 1 was a knockout, though, and I didn't fare so well.  The ATM took my money fine, counted it so-so, decided that some of the bills were unreadable (whatever that means) and proceeded to attempt to spit my money back out at me so that I could put it back in for a second count.  My money never came back out!  And then...it cancelled my transaction.  Geesh!

I was shocked!  I had never had this happen before, the bank was closed, and I had no idea what to do.  So, I sat in front of the ATM and called the 1-800 number listed on the machine while cars behind me waited.  I could see the frustration growing on the drivers behind me, so once I was on hold, I got out of my car (still parked in front of the ATM) and walked back to let them know the situation and also to let them know that I was not leaving the ATM until I knew that it was not going to spit my money out to the lucky customer behind me.  The other drivers rolled their eyes and drove off in search of another ATM mumbling something about people being crazy enough to put cash in an ATM.

When someone finally came on the line to help me, they assured me that my money was safely inside the ATM and was not going to come back out.  They then proceeded to send me to the claims/fraud prevention department so that I could file a claim.  The lovely gentlemen in the fraud department took my information and, reading from his script, informed me that it would be up to 10 days before my account was credited if they found that my claim was accurate.  That was all the information he had, and that was all the help he was going to give me.

"What about my bills?  I have to pay my bills on Friday!"  I pleaded with the man.

To which he responded that I could pay them, and the bank may refund any overdraft fees.  MAY refund overdraft fees.  Let me get this straight, your ATM is holding my cash hostage, you're not going to give it back for 10 days (more than a week!), and you may reimburse overdraft fees if they incur?  How did this happen??  How did banks get so out of control and so distant??  I decided not to fight with the accented man on the phone and walk into the branch on Thursday to talk to someone face-to-face, mano a mano.  This was the soonest I could do it, because I work on Wednesday the same hours the bank is open.

Wednesday morning rolled around, and I couldn't resist calling the branch to check in.  The lovely woman who answered the phone listened patiently to my story and then informed me that they have no control over such things and that I would have to call the claims/fraud department at the 1-800 number.  Would I like that number?  W...T...F???  I informed her that I had already done that, and asked if they didn't have a way to get into the ATM and get my money out.  She said that even if they could, they couldn't just put my money back in my account without going through the fraud/claims department.  Don't get me wrong.  I'm glad they have these policies in place to discourage fraud, but there are some honest people in the world who are being hurt by these policies!

Then, like any scorn member of the general public, I proceeded to open my Facebook account and ask if friends had a small, local bank they used that I could switch to.  I didn't give any information about the bank, just that they were holding over $1k of my money hostage in their ATM.  Several hours later, I received a text from Beck letting me know that a friend of ours has a person at one of the other branches who said she could help and she would be there until 7. (Apparently there are still branches inside grocery stores, and they're open hours that other branches aren't.  Who knew??)  Thank goodness for social media!  The heavens opened up, the angelic choir sang, I got the info and beelined straight there after work.

The woman turned out to be the assistant manager of the branch and was incredibly helpful and informative, and ended up getting a better idea of a timeline as well as helped me get cash out to pay my mortgage.  She also asked if I needed any extra funds to tide me over until my money was back where it should be, to which I said, "I have become an expert at not spending money."  This will come back up in Lesson #2, so hold on to that for a minute.  So, Lesson #1 - Don't deposit money into an ATM also turned out to be Ask for Help!

Lesson #2 - Don't let your gas tank go below 1/8 tank!

Y'all know that little "range" feature they put on cars now that tells you how many miles you can drive before your gas tank goes dry?  Well, I live by mine.  When I was spending money as if it had no value, I made sure my tank didn't go below the 100 mile range.  When I started getting a little tighter, I cut back to the 25 mile range.  Well, when I was asked if I needed extra cash, I was at about 45 miles remaining.  I also didn't think about the fact that my account was going to be in the overdraft category until my money is back in there, which meant that I wouldn't be able to use my debit card to refill my tank.  Even when I realized that I couldn't use my card, I thought I would make it through the weekend of training and would be able to get to the gas station on Monday when my money was back or at least I could get over to get some more cash from that beautiful woman at the bank.

Thursday, I was ok.  Friday, I was down to 11 miles to go when I left for training in the morning.  It's only 4 miles to training.  I debated walking, but it was cold, and I had bags with books and so many other excuses not to.  So, I set off to the studio without thinking that I had to go home for lunch (no cash and all I had to eat needed to be warmed up).  On my way back to the studio, I actually turned the digital display to something else, told myself I had another 30 miles to go and prayed that I would make it to the studio without being stranded on the side of the road.  It worked!

During training, I couldn't stop thinking about how I was going to get home, so I texted Beck.  He had just set up a night with the niece and nephew and wasn't going to be able to pick me up from the studio because he had to run home first.  I then texted my mom, whom I've been desperately trying to convince that I was okay and making it on my own and didn't need help.  In my mind, by sending this text, I was admitting defeat.  It was one of the hardest texts I've had to send.  And, of course, her response was that she would absolutely help me however she could.  She showed up at the studio at 6 pm with a gas can and some cash for me to go to the gas station on my way home and a little extra in case I needed it.  That woman is a saint!  She doesn't like driving at night, and she did that for me because I was too proud to ask for help before I needed it.  She works her butt off at a job where she doesn't get paid anywhere near what she's worth, because she loves what she does, and she willingly handed over cash to me.  All because she loves me unconditionally.  I just wish I could have asked for help before it was so pressing.  So, Lesson #2 - Don't let your gas tank get below 1/8 tank is also a mama's love is unconditional and ask for help before you need it.

Lesson #3 - Talk to your roommate!

My roommate is amazing!  We have a great relationship.  We both bake, so there's more flour in this condo than any two people should rightly possess.  He has cats and takes really good care of mine when I'm not here.  He loves live music and loves sharing that with people close to him.  He exposed me to Bonnaroo (a.k.a. The Land of Happy).  And he took me in when I wanted to be back in Nashville.  He doesn't judge anyone and tells it straight, regardless of who he's talking to.  He's authentic and bold and just really pretty refreshing in a world of people pleasers and ladder climbers.  Before and while we've lived together, I've talked to him about everything except finances.  When I realized that I was behind on the majority of my bills and not really sure how I was going to catch back up, I started exploring the idea of moving in with my parents just to catch up.  The idea of telling him made me feel sad and nervous.  The idea of moving again made me feel sad and a little stressed.  When I finally got up the nerve to tell my roommate that I was going to have to move out, he offered me options that would help me catch up and be able to stay in what has become my home.  Like I said, he's amazing!  So, Lesson #3 - Talk to your roommate became yet another example of how it's ok to ask for help.

Lesson #4 - Ask for Help from the Angels!

I have learned over the last few years that the Law of Free Will prevents the angels from helping unless we ask for it and also to speak about it as if it's already there.  Even braced with that knowledge, I still forget to ask for help sometimes.  I was reminded twice this weekend at training that I can ask for help with my finances.  The Kundalini way of asking for help is through meditation.  The Meditation for Prosperity (II) was brought up to me twice by two different people in two completely different circumstances this weekend, so I decided to add it to my daily sadhana.  I started it yesterday morning, and already yesterday afternoon, I received messages that my finances were improving.  Remember Doreen Virtue's Angel Numbers from my previous post?  Well, this is what I saw on the license plate in front of me at the stop light last night!

A beautiful sign from the Angels that all is well!

Today, I received a request from a friend to house-sit.  I also received guidance yesterday that I need to revise my yoga resume and distribute it to studios to get more classes on the books.  I was given the time today to do that.  I had a referral for a private yoga client last week.  I am forming a new relationship with the Nashville Center for Alternative Therapies.  I am teaching the refugee and immigrant children yoga twice this week.  So, Lesson #4 - Ask for Help from the Angels becomes ask for help and you shall receive it.  Just listen to and follow the guidance they provide!

I'm so grateful for all of these lessons!  I'm grateful for my increased cash flow, and I'm grateful for the medium to share these lessons and knowledge with you.  Thank you so much for sticking with me through all of this!  It was a long one!  I hope you've enjoyed it, and maybe there's a lesson for you in there somewhere.

There will be no RunYogaLove this weekend while Beck and I are taking a trip to northern Georgia to celebrate one year together.  I am so in love with this man! I'll be back at it on November 29, so join me to burn off the calories from Thanksgiving!

Much love,
Emily Rose